2006 Toronto Star Columns

Your castle isn’t always a fortress

Bob Aaron bob@aaron.ca December 16, 2006 Your castle isn’t always a fortress It has often been said that a man’s home is his castle, but is it really? Just how much privacy is a citizen entitled to enjoy in his or her home, and what rights does the state or anyone else have to interfere […]

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Buyer beware when it comes to deposits

Bob Aaron bob@aaron.ca December 9, 2006 Buyer beware when it comes to deposits What happens when you sign an agreement to buy a house from a builder but later change your mind? That was the question an Ontario court had to deal with in a case heard earlier this year. On Sept. 15, 2003, Shanker […]

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Buyer beware when it comes to deposits

Bob Aaron bob@aaron.ca December 9, 2006 Buyer beware when it comes to deposits What happens when you sign an agreement to buy a house from a builder but later change your mind? That was the question an Ontario court had to deal with in a case heard earlier this year. On Sept. 15, 2003, Shanker […]

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Real estate deals don’t belong in court

Bob Aaron bob@aaron.ca December 2, 2006 Real estate deals don’t belong in court Step encroachment doesn’t constitute grounds to cancel this sale agreement If the buyers of a house find out after signing the purchase agreement that the front steps encroach on the city road allowance, can they back out of the deal? That was […]

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Sister’s signature forged in sale

Bob Aaron bob@aaron.ca November 18, 2006 Sister’s signature forged in sale When Sharon Dunford’s mother died in June 2000, she bequeathed the family home on Russell Ave. in St. Catharines to Dunford and her sister equally. At the time, it was worth about $80,000. The will provided that Dunford’s sister could live in the house […]

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Fraud victims deserve quicker compensation

Bob Aaron bob@aaron.ca November 11, 2006 Fraud victims deserve quicker compensation In the past few weeks, I have received dozens of letters, emails and faxes proposing solutions to what Justice Randall Echlin, in an Ontario court decision late last month, called “a serious mortgage fraud plague.” Virtually all of the suggestions propose some sort of […]

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Disclosure: It’s seller beware

Bob Aaron bob@aaron.ca November 4, 2006 Disclosure: It’s seller beware Very difficult for homeowners to answer questions Litigation more likely if forms used during transaction I stirred up a storm of controversy with my Title Page column about property disclosure forms two weeks ago. In this space on Oct. 21, I discussed the Seller Property […]

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Title fraud bill faces troubled future

Bob Aaron bob@aaron.ca October 28, 2006 Title fraud bill faces troubled future Homeowners still at risk Doesn’t provide reasonable costs Government Services Minister Gerry Phillips has introduced a bill that is intended to ensure that ownership of a property cannot be lost as a result of the registration of a falsified mortgage, fraudulent sale or […]

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Beware of signing disclosure forms

Bob Aaron bob@aaron.ca October 21, 2006 Beware of signing disclosure forms Difficult queries beyond scope of most homeowners Statement dredges up increase in problems, disputes  One of the most controversial forms used in the real estate field today is the Seller Property Information Statement (SPIS) distributed to its members by the Ontario Real Estate Association […]

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Make land survey part of any deal

Bob Aaron bob@aaron.ca October 14, 2006 Make land survey part of any deal Does title insurance eliminate the need for a land survey? When Joe and Gloria signed an agreement to buy their house in Scarborough this summer, their real estate agent inserted this clause in the document: "Seller agrees to provide at his own […]

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Title theft issue strikes emotional chord

Bob Aaron bob@aaron.ca October 7, 2006 Title theft issue strikes emotional chord Last week’s Title Page column, in which I compared Ontario’s proposed solution to the title theft problem with recent legislation in British Columbia, has produced a storm of reader reaction, most of it passionate. About half of the many emails I received favour […]

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No correct answer or easy solution to title fraud dilemma

Bob Aaron bob@aaron.ca September 30, 2006 No correct answer or easy solution to title fraud dilemma The governments of Ontario and British Columbia have taken directly opposite positions on how to protect the public from title fraudsters. Earlier this month, Ontario Government Services Minister Gerry Phillips announced that he would introduce legislation to restore ownership […]

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Draft fraud law ignores innocent buyer

Bob Aaron bob@aaron.ca September 16, 2006 Draft fraud law ignores innocent buyer Last week’s announcement by Government Services Minister Gerry Phillips that he intends to introduce a law to curb mortgage fraud will result in a major overhaul of Ontario’s land registration system. Unfortunately, the changes could also create far more problems than they would […]

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Fraud, forgery alleged in mortgage scheme

Bob Aaron bob@aaron.ca September 2, 2006 Fraud, forgery alleged in mortgage scheme Mississauga man faces charges Complex property flips probed by RCMP   A Mississauga man has been arrested and charged with two counts of fraud over $5,000 and two counts of uttering forged documents in relation to mortgages obtained in 2001 on a property […]

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